Q. Yikes! My term insurance premium just increased dramatically…I can’t afford it anymore. What to do?

A. Look at final expense whole life…rates never increase and benefits never decrease.

Q. I have very poor health and got turned down for life insurance; what to do?

A. There are programs with guaranteed issue…no matter your health you will be covered.

Q. Will someone come to my home and do a physical exam to qualify?

A. No physical…most plans can be done with a simple phone call.

The death benefit is tax free to your beneficiary.